AI in financial services. Provable at every transaction.
Every AI action under financial regulation, governed at the moment it executes, and provable to your auditor, your examiner, and your CISO.
Financial regulation is no longer once a year.
Three concurrent obligations are already live. Each one expects continuous evidence, not annual snapshots.
PCI DSS 4.0
LIVELive since March 31, 2025, when the 51 future-dated requirements became mandatory. Every 2026 assessment scores the full standard: MFA for all CDE access, plus a software inventory for custom code.
NYSDFS Part 500
LIVEFinal phase (universal MFA and asset inventory) took effect November 1, 2025. First certification reflecting it is due April 15, 2026. Personal liability: CEOs and CISOs personally certify compliance.
Model risk and SEC AI scrutiny
ONGOINGSR 11-7 model risk discipline, plus active SEC enforcement against AI-washing. Any AI in your decisioning path needs governance you can show, not assertions.
The move no other governance tool makes.
Re-check every AI action against live policy at the moment it executes, not just when the code was written.
Readiness and scoring.
Scans your finserv codebase against PCI DSS 4.0, NYSDFS Part 500, SR 11-7, and your internal policies. Scores readiness, flags gaps before they become exam findings.
Governance at the boundary.
Every AI action in your decisioning path is re-decided at the execution boundary. Tier-classified, cascade-projected, evidence captured. Automated evidence packages, not annual scramble.
Continuous monitoring.
Three-model comparison watches what was intended, what executed, and what the rules require. Surfaces drift before it surfaces in your exam. Always-on audit trail your CEO and CISO can defend.
Show your examiner. Show your CISO.
One control plane across PCI DSS 4.0, NYSDFS Part 500, and SR 11-7. Evidence packages built as your AI runs, not assembled the week before the exam. Defensible by the people who have to sign their name to it.